Questionnaire

Duty of Disclosure and Utmost Good Faith

Before you enter into an insurance contract, you have a duty to tell the insurer anything you know, or could reasonably be expected to know, may affect the insurer’s decision to insure you and on what terms. You have this duty until the insurer agrees to insure you. Every insurance contract is also subject to the doctrine of utmost good faith. More information is available in the “Other Important Information” section of our Financial Services Guide document.


$505.00

Please note that this premium is non-refundable once paid.

4/12/2025

Music Schools

Annual

Do you intend to reside overseas for greater than 6 months within the proposed 12 month policy period?

Information on Your Policy

Important notice

This Policy is designed to cover equipment being used for commercial purposes. Within the context of this Policy, Commercial Purpose use is defined as the following:

  • Paid or unpaid work and/or performance
  • Tuition, practice, rehearsals, recording

Typically the people requiring this type of policy are:

  • Students using the equipment to improve their craft
  • Semi-professional & professional individuals using the equipment for the above defined use
  • Companies and organisations using the equipment for the above defined use

This Policy is not designed to cover equipment being used solely for personal use. If this type of cover is required please read our Home & Contents policy.